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Our Insurance Carriers

As independent agents, we have established long-term, solid relationships with some of the top national and regional carriers in the industry. Our experienced staff will be able to provide comprehensive, expert insurance solutions and service.

For you, our client, this provides competitive pricing, coverage options, and peace of mind that the company providing your insurance coverage meets our standards.

Insurance products are offered through the following insurers: Adirondack Insurance Exchange (Buffalo, NY); AFLAC (Columbus, GA); AmTrust Insurance (New York, NY); Assurant (American Bankers) (New York, NY); Attune Insurance; Berkshire Hathaway GUARD (Wilkes-Barre, PA); Chubb Group (Warren, NJ); CNA (Chicago, IL); CNA Surety (Sioux Falls, SD); Dongbu Insurance (Anaheim, CA); Encompass (Chicago, IL); Foremost Insurance (Carol Stream, IL); The Guardian Life Insurance Co. (New York, NY); Hagerty Insurance (Traverse City, MI); HISCOX (Chesapeake, VA); KBIC (Ridgefield Park, NJ); Liberty Mutual Insurance (Boston, MA); Merchants Insurance Group (Buffalo, NY); National General Insurance Company (Winston-Salem, NC); Nationwide Insurance (Columbus, OH); Pennsylvania Lumbermens Mutual (Philadelphia, PA); Philadelphia Indemnity Insurance Company (Bala Cynwyd, PA); Pie Insurance Services (Washington, DC); The Progressive Corporation (Mayfield Village, OH); Seneca (New York, NY); The Travelers Indemnity Company (Hartford, CT); ULLICO Inc. (Washington, DC); United States Liability Insurance (Wayne, PA); Utica First Insurance Company (Oriskany, NY); Utica National Insurance Group (New Hartford, NY); Zurich American Insurance Company (Schaumburg, IL); The Hartford Insurance Group, Inc. (Hartford, CT); Metropolitan Life Insurance Company (New York, NY); Safeco Insurance Company of America (Boston, MA); Kingstone Insurance Company (Kingston, NY); Velocity Risk Underwriters (Nashville, TN); and other unaffiliated insurers.

Insurance services are provided by an independent insurance agency. R.J. Fregenti Associates and its producers are licensed in the states where services are offered. License numbers are available upon request. Availability, eligibility, and coverages may vary by state. Not all products are available in all states.